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first_img Stay Connected with the Daily Roundup. Sign up for our newsletter and get the best of the Beacon delivered every day to your inbox. Email It’s the end of another school year, and with a flourish of tossed hats and tassels, a new crop of seniors is leaving the nest and headed toward a new chapter of life.For many, this transition means higher education. These days, the move to college or university typically includes tacking on a hefty load of student loans, since the price for college in the U.S. continues to increase, outpacing overall inflation for decades.Since the 1980s, the average annual fees and tuition for in-state, public, four-year institutions across the country have risen about 225 percent to an average of $9,139, while private school costs have increased by 146 percent to an average of $31,231.Similarly, student loan debt across the U.S. has also increased. According to a study released in February from the Federal Reserve Bank of New York, education debt is the second-highest form of debt for Americans, behind mortgages.The study found that as of the fourth quarter of 2014, Americans had $8.17 trillion in mortgage debt, followed by $1.16 trillion in student loan debt, more than the total auto loan debt ($955 billion) and all credit card debt ($700 billion). In 2004, the total student loan debt was about $300 billion.According to a report from the College Board, tuition increases aren’t accelerating, but undergrad debt is accumulating because other than for the nation’s top earners, incomes haven’t grown for more than 10 years.The Fed also found that delinquencies on student loan repayment increased, to 11.3 percent up from 11.1 percent. Such delinquencies and repayment problems can hamper a borrower’s “ability to form their own households,” the Fed reported.This means post-graduation, borrowers facing down their student loan repayments can have trouble starting their own businesses, because their capacity for debt is already subsumed by the student loan, according to a study from Pennsylvania State University and the Federal Reserve Bank of Philadelphia.For many students and, often, their families, the big question is whether the degree they earn with those loans will lead to a job that can produce the paychecks to handle the debt.Cindy Kiefer, director of financial aid at Flathead Valley Community College, said FVCC’s goal is to make the reality of student loans actually sink in for incoming students.“This affects your life,” Kiefer said. “It will follow you for at least 10 years.”All students applying for financial aid at FVCC must go through a counseling session, during which they are asked to project out their lives and finances for four years to get a look at what monthly payments will be like.“We have them get online and go through simple budget stuff to have them look at, ‘Hey, do you really even need this loan?’ and try to get them to think about it before they get it,” Kiefer said.Tuition at a community college, such as FVCC, will be lower than at a public four-year institution; taking 14 to 18 credits at FVCC costs $1,982.60. Kiefer said everyone headed to college or university should apply for as many scholarships as possible to relieve the burden of what must be borrowed.If students entering FVCC placed in the top 10 percent of their senior class, they receive a waiver for all but about $500 of their tuition, Kiefer said. And students who have a 3.5 cumulative GPA in their second year and have completed 30 credits at FVCC can also receive the same waiver.Still, Kiefer acknowledged that loans are a necessity for many. She advised to use the federally subsidized loans first, which have interest paid by the government while the student is enrolled, instead of the unsubsidized loans, which garner interest from their inception.“The main thing is apply for scholarships no matter where you’re going to school because any free money is going to prevent you from having to borrow,” Kiefer said.Students already in school can also look at joining programs or professions that have loan repayment plans, such as the military or teaching or health care. Service programs, such as the Peace Corps and AmeriCorps, also offer tuition repayment finances.Sarah Sadowski, the grants manager for the Governor’s Office of Community Service, said AmeriCorps members who serve for a full year receive the Segal AmeriCorps Education Award, which sits at $5,730 this year.“That’s an amazing opportunity,” Sadowski said.AmeriCorps members 55 and older can transfer their education award to a family member, Sadowski said, and a joint effort from the Governor’s Office of Community Service, Student Assistance Foundation and Montana Campus Compact also offer a $1,000 scholarship toward an in-state public school for high school seniors who have completed 100 hours of community service.“We just produced 98 of those,” she said.Since it was started in 1994, AmeriCorps has produced 800,000 alumni across the country who earned more than $2.4 billion in education awards.And just recently, 12 campuses across Montana announced that they would be matching the Segal Award up to a certain point, according to Josh Vanek, the interim director of Montana Campus Compact.For instance, FVCC will match it up to $1,000, Carroll College will match up to $2,000, Montana State University will match up to $1,000, and the University of Montana will match up to $1,000.Vanek said many people serving in AmeriCorps are either looking to continue their education or are searching for their careers, so providing a reason to go to a Montana school will benefit the state.“I think we have a great opportunity, because we do bring so many people to Montana for service,” Vanek said.last_img read more

first_imgThe Dean of the School of Integrative Studiesat Stephens College provides vision, direction, and leadership toan array of independent but interconnected academic programs. TheDean plays a critical role in fostering and supporting innovativecurricula, pedagogy, and applied learning opportunities; forcreating partnerships between the School of Integrative Studies andother programs, on and off campus; and for advancing facultyscholarship and professional practice. The Dean represents theSchool to colleagues, administrators, Trustees, alumnae, donors,and other funders.The School of Integrative Studies develops in students thecritical and creative thinking, liberal arts understandings, andapplied professional practice that foster and support intellectualgrowth and professional success. Degree programs in the School ofIntegrative Studies emphasize the interdisciplinarity andcross-sector approaches necessary to contextualize, understand andaddress the complex challenges of a rapidly changing world.The School of Integrative Studies is home to:• Business Administration (with concentrations in Management,Marketing, Entrepreneurship, Esports, and Event/ConferenceManagement)• Communication Design • Creative Writing• Digital Filmmaking• Event and Convention Management• English• Education• Fashion (Design and Product Development, Marketing andManagement, Communication, and Apparel Studies), and• Master of Fine Arts in Television and Screenwriting.Key Responsibilities:• Provide leadership, direction, advocacy, communication,coordination, and assessment of all academic programs within theSchool of Integrative Studies.• Develop and support new degree programs in CommunicationDesign and Business Administration.• Establish and maintain a collaborative, collegial work climatethat enhances communication, trust, and productivity among faculty,staff, and students.• Build enrollment; collaborate with partners; and engage withthe wider community.• Identify and support opportunities for collaboration, teamteaching and shared research among the School’s faculty andacademic programs.• Lead institutional change by nurturing an environment thatembraces academic rigor, innovation and faculty artistic expressionand scholarship.• Collaborate with other campus offices to generate donorsupport and build brand visibility.• Foster diversity and inclusivity.Essential Functions:• Hire, supervise, develop, retain, and evaluate the School ofIntegrative Studies’ faculty and staff.• Provide leadership and oversight for the School’s strategicplanning, budget management, new program development, and programassessment.• Maintain the academic quality, integrity, and reputation ofall programs within the School.• Supervise the College’s exhibition and presentation programs,focusing on integrity, inventory control, ROI, and programintegration.• Collect, analyze, and disaggregate data to inform decisionmaking.• Oversee program review to develop long-range and short-termgoals, objectives and priorities, and monitor projects to insuremaximum effectiveness, compliance with budget parameters, andcompletion.• Conduct all tasks related to program/course approval, coursescheduling, faculty workload, advising, degree checks, transcriptreview, and articulation agreements.• Serve on the Deans’ Council and other institutional committeesas assigned.• In collaboration with the Office of Enrollment Management,take a major role in the recruitment, enrollment, retention, anddegree completion of students in the School.• In collaboration with the Marketing Department, manage thebranding and marketing of the School and its programs.• In collaboration with the Office of Advancement, play a majorrole in fundraising for the School and its associatedinitiatives.Job Requirements:• Holds a terminal degree (MFA, MBA, or doctorate degree) in arelevant discipline from an accredited institution of highereducation.• Has a significant track record of successful teaching at acollege or university.• Has experience building new degree programs, includinginterdisciplinary programs as well as those in emerging fields.• Has an established record of creative practice and scholarlywork.• Effectively communicates ideas, plans, and vision, orally andin writing.• Has documented experience managing budgets.Preferred Qualifications:• Experience as an academic administrator at the level ofdepartment chair, director, associate dean, or dean in a relateddiscipline or program.• Demonstrated ability to effectively lead a diverse team.Stephens College:Since its founding in 1833, Stephens has been offeringinnovative, career-focused programs grounded in the liberal artswith a focus on creative arts and health sciences. It is thesecond-oldest female educational establishment that is still awomen’s college in the United States. Stephen’s is proudly locatedin Columbia, Missouri, home to a flagship public university and twoprivate colleges. The faculty take a hands-on, experientialapproach to education, making sure students get both qualityclassroom instruction and external work experiences that complementtheir coursework. Graduates are prepared to become leaders andinnovators in a rapidly changing world. Stephens also providesgraduate, online, and certificate programs to women and men as partof its commitment to lifelong learning. The College communityprides itself on fostering a close-knit faculty atmosphere andproviding a welcoming, learning-centered environment for allstudents. The learning community is distinguished by small classes,close engagement with faculty, intellectual rigor, and vibrantprograms of study that reflect the College’s mission: Learn. Grow.Lead. Stephens College contributes to the vibrant social andcultural climate that makes Columbia, Missouri such a desirableplace to live. Columbia was rated #33 in the Top 100 Best Places toLive as rated by livability.com, and the #21 Best City to Live inAmerica by niche.com.last_img read more

first_imgShareTweetShareShareEmail Recommended for you Leave a Reply Cancel replyYour email address will not be published.Comment Name Email Website Save my name, email, and website in this browser for the next time I comment. Manuel Spath to join HSV Handball Click to comment IHF Super Globe winners: Spain VS Germany 8:3 ShareTweetShareShareEmailCommentsHSV’s match hero against Fuchse Berlin, Adrian Pfahl will miss next five weeks of TOP handball due elbow injury. He will be out for the start of DKB Bundesliga, but also IHF Super Globe in Doha. Experienced right back who came from VfL Gummersbach will be out in the next five weeks. HSV Handball has Zarko Markovic as an alternative… Related Items:adrian pfahl, HSV Hamburg, HSV Handball, IHF Super Globe IHF Super Globe between 2019 and 2022 in Saudi Arabialast_img read more

first_imgNew Delhi: Team India will look to continue their good form when they take on New Zealand in the upcoming test matches. Though, the preceding 3-0 win in the ODI series vs India will give the Kiwis a lot of confidence. Following the whitewash in Australia, the Kiwis are aiming all the 120 points in the bag. The two teams are scheduled to play two test matches beginning February 21 and the second one on February 29. Under Virat Kohli, India have risen to the top of ICC rankings for almost four years now. India have been unbeaten in the ICC World Test Championship so far.India vs New Zealand Test series schedule:1st TestFebruary 21-25Basin Reserve in Wellington3:30 AM2nd TestFebruary 29-March 4Hagley Oval in Christchurch3:30 AMThe Kiwis have already announced their 13-man squad for the series. New Zealand pace spearhead Trent Boult has recovered from a broken hand and is set to face India. “It’s terrific to have Trent back with us and we’re looking forward to the energy and experience he adds to the group alongside his obvious class with the ball in hand,” New Zealand coach Gary Stead said in a team release on Monday.Trent Boult was hit on the arm by a bouncer from Mitchell Starc in Melbourne and he was forced to miss five T20Is and three ODIs vs India. (Photo Credit: Getty Images)Following his impressive debut in the ODI series, Jamieson has been picked in the Test squad for the first time. He had been called to replace the injured Lockie Ferguson.Mumbai-born Ajaz Patel was chosen over leg-spinner Ish Sodhi because of his consistency. “We’re excited to welcome back Ajaz (Patel) who has done a great job for us overseas and has a proven domestic record in New Zealand conditions,” the coach said.Daryl Mitchell of Northern Districts is also in the squad as a batting all-rounder. “Daryl showed his batting prowess in his Test debut against England in Hamilton and he naturally offers us great versatility with the different roles he can play,” Stead said.Tom Blundell will continue to open the batting along side Tom Latham following his breakthrough century in Melbourne.100 Tests For TaylorThe Wellington Test will also be Ross Taylor’s 100th Test, joining ranks with his former teammates Brendon McCullum, Daniel Vettori and Stephen Fleming. Taylor will become the first cricketer in the world to complete 100 games across three international formats. “To play 100 Tests for your country is an incredible achievement and a testament to his work ethic and complete professionalism,” Stead said of Taylor. The coach, however, acknowledged that they had to make some tough decisions while selecting the squad.New Zealand Test squad Kane Williamson (C) Tom Blundell Trent BoultColin de GrandhommeKyle JamiesonTom LathamDaryl MitchellHenry NichollsAjaz PatelTim SoutheeRoss TaylorNeil WagnerBJ Watling. For India, Ishant Sharma could be a boost. He was not expected to play any role in this tour having suffered an ankle injury last month but he has managed to recover sooner to join the squad.India vs New Zealand Test series predictionTeam India would want to coop up after a poor showing in the ODI series. But the New Zealand side will not be easy to take on, the team hasn’t lost a series at home for more than 30 months. This match will likely be decided by the pacers, with analysts saying the Kiwis can edge the first test match. For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps.last_img read more

first_imgSIDNEY CROSBY is the first to hoist the Pens’ fifth Stanley Cup trophy on Nashville’s home ice after winning Game 6, 2-0. Crosby was also named MVP of the 2017 NHL Playoffs. The Penguins have joined the hometown Pirates and Steelers with at least five championships. (Marcio Jose Sanchez, AP Photo)The Pittsburgh Penguins win their fifth Stanley Cup with a 2-0 victory over the Nashville Predators, June 11, 2017last_img

first_imgThe weekend may have not gone according to the game plan sketched on the drawing board in the team dressing room, but don’t look now but the Nelson Leafs have reeled off seventh straight wins.Nelson outlasted a pesky Beaver Valley Nitehawks squad 7-6 in overtime Friday before blasting Golden Rockets 7-3 Saturday during a pair of Kootenay International Junior Hockey League home games at the NDCC Arena.The streak improves Nelson’s record to a sparkling 13-1-0-1 mark, and a nine-point lead over Beaver Valley in Murdoch Division standings.Nelson opened the weekend against the always tough Nitehawks and appeared to have the game in the bag after building a 6-3 lead early in the third period after Kalem Hanlon scored on the power play.However, the Hawks picked away at the lead, scoring twice in the final two minutes — Paul Leroux’s second of the period and Nolan Corrado — to send the game into extra time.But Shawn Campbell was able to rescue the two points for the Green and White, scoring a powerplay goal seconds into overtime. Michael LeNoury, Keenan Crossman, Emery Neilson Ryan Piva and Jack Karran also scored for the Leafs.Leroux finished with four points for Beaver Valley, including three goals, and Corrado, scoring twice, led the Hawks. Luke Recchi scored the other goal for Beaver Valley. Beaver Valley outshot the Leafs 28-27.C.J. Wedenig, undefeated in five games this season, was in goal to earn the win for Nelson as starter Caiden Kreitz was absent from the bench after suffering an upper body injury. Charles Curiston served as back up for Wedenig.Saturday, Nelson broke open a close 2-2 contest, outscoring the Rockets 5-1 in the third period to send the Eddie Mountain squad to its seventh loss of the season.Logan Wullum, Kaleb Comishin, Piva, his second of the game, David Sanchez and Tyler Nypower scored for the Leafs. Karran also scored for Nelson. The Leafs finished the game scoring four times on the power play while out shooting the Rockets 46-24.Nelson completes its October homestand — where the Leafs play seven of its 10 games at home — this weekend with a pair of major tests for the franchise.Friday, Nelson welcomes the top team in the KIJHL, Kelowna Chiefs, for a 7 p.m. puck drop. The Chiefs, winners of seven straight games, lead the KIJHL with an impressive 14-0-0-0-1 record. The only blemish on the record was a 5-4 overtime loss to Princeton Posse.Saturday, Nelson plays host to the defending KIJHL champs from Kimberley. The game is the first time the teams have met since the Nitros eliminated Nelson from the KIJHL playoffs in March.BLUELINES: Tyler Nypower and Emery Neilson earned the Leafs Firefighter of the Game honours against Golden and Beaver Valley, respectively. Nypower registered three points, including two goals against the Rockets while Neilson was a force for Nelson on the penalty kill all game against the Nitehawks. . . . Keenan Crossman played his first game in more than a month Friday against Beaver Valley following a long stint on the injury list due to an upper-body injury. . . . Forward Scott Lancaster joined netminder Caiden Kreitz on the injury list for Nelson.last_img read more

first_imgThen comes the first of the Interprovincials with European Champions Leinster coming to the Sportsground on Saturday the 29th with a 5.15 kick off with the second of the Interprovincials the following Friday at Kingspan Stadium with Ulster the opponents and a 7.35 kick off.Connacht Rugby has also confirmed that tickets for the home games will go on sale at the end of the week.The Connacht Fixtures Up To The 2nd Of March 2019 Are As Follows…..Saturday 1st September3pm Connacht Rugby v Glasgow Warriors – The Sportsground Friday 5th October7.35pm Ulster Rugby v Connacht Rugby – Kingspan Stadium Friday 14th September7.35pm Edinburgh Rugby v Connacht Rugby – BT Murrayfield Stadium Friday 22nd February7.35pm Glasgow Warriors v Connacht Rugby – Scotstoun Stadium Saturday 8th September5.15pm Connacht Rugby v Zebre Rugby Club – The Sportsground Friday 28th December7.35pm Connacht Rugby v Ulster Rugby – The Sportsground Saturday 1st December3pm (Local Time) Toyota Cheetahs v Connacht Rugby – Toyota Stadium The third game of the new season will be an away trip to Edinburgh on Friday the 14th at 7.35 before returning back to the Sportsground to face The Scarlets on Saturday the 22nd at 5.15. Saturday 16th February5.30pm Connacht Rugby v Toyota Cheetahs – The Sportsground Weekend of Sunday 28th October – TBCTBC Ospreys Rugby v Connacht Rugby – Liberty Stadium Saturday 5th January7.35pm Connacht Rugby v Munster Rugby – The Sportsground Saturday 22nd September5.15pm Connacht Rugby v Scarlets – The Sportsground Saturday 29th September5.15pm Connacht Rugby v Leinster Rugby – The Sportsground Saturday 3rd November5.15pm Connacht Rugby v Dragons – The Sportsground A view of the Guinness PRO14 trophyMandatory Credit ©INPHO/Gary Carr Saturday 26th January5.15pm Cardiff Blues v Connacht Rugby – Cardiff Arms Park Sunday 25th November1pm (Local Time) Southern Kings v Connacht Rugby – Nelson Mandela Bay Stadium The fixtures for the new PRO14 Season have been released and Connacht will play the Glasgow Warriors in their opening game on Saturday the 1st of September at the Sportsground with the game kicking off at 3pm. Connacht will be at home for four of their first five games of the season with Zebre next to visit the Sportsground on Saturday September the 8th at 5.15pm. Saturday 22nd December7.45pm Leinster Rugby v  Connacht Rugby – RDS Arena Saturday 2nd March2.45pm Connacht Rugby v Ospreys Rugby – The Sportsground print WhatsApp Facebook Twitter Emaillast_img read more

first_imgEffective December 1, 2018, marketplace facilitators must collect and remit Connecticut sales tax on behalf of their marketplace sellers.Who is a Marketplace Facilitator?A “marketplace facilitator” is any person who:– facilitated retail sales of at least $250,000 during the prior 12-month period by marketplace sellers by providing a forum that lists or advertises taxable tangible personal property or services, including digital goods, for sale by such marketplace sellers;– directly or indirectly through agreements or arrangements with third parties, collects receipts from the customer and remits payments to the marketplace sellers; and– receives compensation or other consideration for its services.A marketplace facilitator can be located within or outside Connecticut.Who is a Marketplace Seller?A “marketplace seller” is any person who has an agreement with a marketplace facilitator regarding retail sales of such person. This is so regardless of whether that seller already has or is required to have a sales and use tax permit.Are Marketplace Facilitators Required to Register with the Department?Marketplace facilitators are required to register with the Connecticut Department of Revenue Services. Effective December 1, 2018, marketplace facilitators must file Form REG-1, Business Taxes Registration Application, to register with the department and obtain a Connecticut Sales and Use Tax Permit.Office of the Commissioner Guidance OCG-8 Regarding Marketplace Facilitators and Marketplace Sellers, Connecticut Department of Revenue Services, November 16, 2018, ¶401-885Login to read more tax news on CCH® AnswerConnect or CCH® Intelliconnect®.Not a subscriber? Sign up for a free trial or contact us for a representative.last_img read more

first_img(Missourinet) A man serving a death sentence since 1997 took his final breath on Tuesday at the state prison in southeast Missouri’s Bonne Terre. At 6:15 p.m., 51-year-old Russell Bucklew was given a lethal dose of pentobarbital.Convicted killer Russell Bucklew (May 2018 file photo courtesy of the Missouri Department of Corrections)A line of curtains swung open in a dark room of state witnesses. Bucklew was in a room next door positioned on a gurney with a sheet over all but his head. He did not appear to say anything as the drug began working its way through his system. A few wiggles of the toes and a couple turns of the head was it, no choking or other sounds were heard or seen.The curtains swung shut and at 6:23 p.m., Bucklew was pronounced dead.He was convicted of ending the life of Michael Sanders of southeast Missouri’s Cape Girardeau, who got involved with Bucklew’s ex-girlfriend, Stephanie Pruitt.Bucklew shot Sanders to death in front of the victim’s 6-year-old son, three other children and Pruitt. He handcuffed Pruitt and dragged her out of the house. Bucklew, who was 27 years old at the time, took her to a remote area and raped her in the back seat of the car they were in.Shortly after, Bucklew got into a gun fight with a state trooper and managed to survive a gun shot to the chest and one to the head. He later broke out of the Cape Girardeau County Jail to attack Pruitt’s mother, Barbara and Barbara’s fiancé. They survived getting smacked over the heads with a hammer he used on them.Former Cape Girardeau County Prosecutor Morley Swingle witnessed Tuesday’s execution. He sat in the room with his arms crossed most of the time staring straight ahead at Bucklew.“As I was sitting in the room and the curtain was pulled back, I realized this was the final chapter of a 23-year saga from where Russell Bucklew had violently murdered Michael Sanders and had raped and terrorized Stephanie Pruitt and her children,” says Swingle. “It really was a feeling of satisfaction that finally this journey was over and this sociopath was put to death. He fell asleep at 6:23 p.m. and the world is a better place without him.”Last week, death penalty opponents mobilized to try and convince Gov. Mike Parson to block Bucklew’s execution. They argued that Bucklew’s rare brain condition could lead to a brutal death.Missouri NAACP President Nimrod Chapel was among the group. He said Bucklew’s health warrants the man serving a life sentence or getting released from prison because Chapel said Bucklew is beyond the capacity to harm others.Swingle calls the argument “laughable”.“The reason we have the death penalty is to deter criminals from committing crimes like this. If you’re just going say ‘Oh, okay. You seem to be a nice guy now. Never mind that you brutally murdered another human being.’ Whoever said that has no clue about the reason that you have the death penalty,” says Swingle.Chapel said an international human rights investigation could be on the horizon for Missouri for executing Bucklew in the condition the inmate was in.“Well, that man (Chapel) now has egg all over his face because this was a peaceful death,” says Swingle. “Russell Bucklew fell asleep very gently – a complete contrast to the violent, brutal death he inflicted on his victim, Michael Sanders. Everybody who was making that argument was disingenuous. They were not telling the truth. Well, maybe some of them believed it but clearly those of us that were aware of the facts knew that this was unlikely to be a gruesome death. It was probably going to be exactly as it turned out – that he got a shot and fell asleep.”Department of Corrections spokesperson Karen Pojmann says an autopsy is not planned and is not standard practice in execution cases.A Missourinet reporter served as a state witness of the execution.last_img read more