Tang Xunfang

recently livelihood electricity turned out, both in the financial sector or the Internet, have attracted much attention.

August 29th, Minsheng e-commerce Limited liability company incorporated in Shenzhen, Qianhai, by the people’s livelihood plus silver Asset Management Co Holdings 61%. According to Minsheng Bank’s earnings, livelihood fund holds 40% stake in Minsheng Bank, Minsheng Bank and Minsheng fund holds a stake of 63.33%.

at present, the registered capital of the people’s livelihood electricity supplier reached 3 billion, the name of the electricity supplier platform for the line". A people’s livelihood electricity supplier responsible person told the reporter, the capital also added 1 billion, a total of 4 billion. Behind the people’s livelihood electricity providers are Dong Wenbiao, Liu Yonghao, and so on, and so on, and so on, the famous private entrepreneurs, such as, and so on, and so on, and so on, and so on, she was, and so on, such as.

future, people will come out of the electricity supplier and Alibaba, Jingdong and other different models." Yin Long, chairman of the people’s livelihood electricity supplier in an interview with the twenty-first Century economic news reporter, said the people’s livelihood electricity providers will also start B2B, B2C two models. In the future, B2B is the core, small and micro enterprises is the core. Minsheng electricity supplier’s core objective is to try to solve the financing difficulties of small and micro enterprises."

Yin Long believes that, at present, we see only the first phase of e-commerce Alibaba, and then, e-commerce will usher in a new advanced stage.

inherited the livelihood of two small


people’s livelihood electricity supplier manager Yin Long, before the sea is deputy director of the CBRC regulatory innovation department. Perplexed in recent years, he did not give you the sea, little doubt.

Yin Long told reporters that since 2003 to enter the China Banking Regulatory Commission, has been engaged in financial innovation work, such as electronic bank, the third party payment, online payment and so on, the innovation of Internet banking is not strange. And, also has been hoping to have the opportunity to be able to carry out the practice of Internet banking.

"traditional finance is short for long, small for large. The Internet banking is short for short, small for small. In the Internet era, the traditional financial will make changes." Yin Long said that in the traditional form, the bank can be a lot of demand deposits into long-term deposits, lending. The money will be gathered together, the loan to a person. The Internet era, the direction of change.

Yin Long believes that with the interest rate market reform, the promotion of Internet penetration, the bank is bound to transition, to win the competition. Currently, Ali, Jingdong and other electronic business platform covering the crowd is mainly 80, 90. "When these young people accustomed to the Internet service to become the bank’s high-end, core customers, banks also need to make a change." Yin Long said that at present, the bank’s core high-end customers are mainly 60, after 70, the impact of small electricity supplier. But the future is not necessarily.

from the beginning of 2010, some banks began to focus on the layout of the next 10 years. Among them, Minsheng Bank Chairman Dong Wenbiao far sighted, put forward the